Pacific Home Loans - Remortgage Specialists

What they say:

"Pacific Home Loans is a specialist mortgage brokerage, arranging mortgages and remortgages on behalf of customers with a panel of lenders including LSB, i-Group, Money Partners and Swift. Pacific specialise in the adverse credit / sub prime sector, dealing with customers with current or previous credit problems.

Typical customers are homeowners with outstanding credit cards, store cards, hire purchase, loans and other credit. They may also have a poor credit payment history, mortgage arrears or defaults and / or CCJs. They are usually looking to consolidate their outstanding credit and/or fund a major purchase such as a car, home improvements, holiday home etc. It is likely that they may have previously been turned down for credit or have a poor credit history. Customers' age can vary however many customers will fall into the 30 to 50 age range and are likely to be married / cohabiting with or without a family.

Pacific customers are likely to remortgage for one of the following reasons:

# To reduce their mortgage rate and/or monthly payment
# To consolidate other debt with their mortgage
# To raise cash for various reasons - home improvement, major purchase, deposit on investment or holiday property, wedding, new car etc

You can obtain a free, no obligation quote for a remortgage by completing our online application form. Please note that completing the form does mean that we will conduct a credit search on you."