Citibank - My Home Equity - loans / lines of credit

What they say:

"Home Equity Loans and Lines of Credit are becoming the financial solution for many Americans today. Our home equity loans and lines of credit rates are one of the most competitive in the industry and we do not charge the borrower closing costs, points or application fees.

Citibank is one of the first banks to offer a 30 year fixed rate home equity loan into market. This means lower payments for the customers per month and in the rising rate environment.

The products Citibank offers are variable rate Home Equity Line of Credit, a 20 year fixed rate Home Equity Loan or a 30 year fixed rate Home Equity Loan. Our application process is simple and quick."