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debt - US-friendly sites:

http://www.CreditAndDebt.Com
"Due to a slowing ecomony, and record layoffs, debt consolidation will be a place where consumers can turn for help. The amount of people in debt is astounding and chances are you could use our service. Mortgage rates are also still at all time lows or near to it. People will still continue to buy homes and refinance homes, even if rates continue to rise."  more >>
"ADR offers a non-profit debt management program to consumers who are experiencing budgeting issues. Clients who enroll on our program are expected to pay their bills off completely through our office. Therefore, we take pride in ensuring that they receive outstanding counseling and client services while enrolled."  more >>
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